Government workers have great facilities to acquire a loan, know some of them and their options.
If you are a government worker, both federal and state, you have different types of benefits such as accessing different types of credits. Meet some of them:
Housing is one of the basic needs of the human being
It represents the most important asset for any person, couple or family. However, buying a property is not an easy task, since it has a high price and the majority of the population does not have enough money to buy it for cash, so you need to apply for a mortgage loan that facilitates its acquisition.
The National Housing Commission (Conavi) affirms that the most common mortgage loan in our country is the one that originates through Infonavit and Fovissste, since it derives from a right of workers to exercise a loan for home acquisition as part of Your social security coverage.
The most common loans among government workers are to acquire a car or to go on vacation, even the Issste has developed special offers for those needs focused on government workers.
Other options to obtain credit
In addition to loans granted directly to the public sector, workers have other options such as financial institutions authorized by the government. These are intended to grant loans or financing to specific sectors or activities, that is, they serve those sectors that have not had access to the credits offered by traditional financial intermediaries, such as banks.
Payroll loans are not granted by the government, although they are the ones who verify and authenticate the institutions that can grant loans to government workers, most of the financing is granted by financial institutions specialized in this type of loans, this due They were pioneers in the market, as it was a sector that was previously completely neglected.
The advantage of payroll loans is that they are granted without guarantee or guarantee, they can be used for anything that the accredited person desires and range from 3,000 to 200,000 dollars. In addition to not requiring so many requirements and the discount is made directly to the payroll, which is a less concern for people who do not have to go to the branches to pay, since the collection is done automatically.
Anton Wise is one of the companies authorized to grant loans to government workers, through our advisors we offer the serious and necessary support to obtain the loans you need in case of any unforeseen event or to carry out that plan that you bring in mind .